CredLinq

CrediLinq.Ai is a Singapore-based fintech infrastructure company enabling B2B platforms, marketplaces, and ecommerce ecosystems to embed financing solutions for their SME customers. The company's AI and machine-learning driven credit underwriting platform delivers B2B PayLater (BNPL for buyers) and B2B PayNow (for sellers) products, offering funding of up to $2 million approved in as little as one business day using alternative transaction data rather than traditional collateral requirements. CrediLinq's Credit-as-a-Service (CaaS) stack integrates modularly into partner platforms, enabling them to offer embedded finance without building from scratch. Its proprietary assessment technology analyzes multiple alternative data points — including ecommerce transaction flows, merchant performance, and repayment capacity — to perform fast credit underwriting with transparent, single-fee pricing. Founded by Deep Singh, a former Chief Capital Officer at a $1.3 billion private credit firm with 17 years of credit expertise, CrediLinq has raised $8.5 million in a Series A round to expand into the US, UK, and Australia. The company has supported more than 10,000 SMEs globally and is rated 5/5 on Google.