COVU

COVU is an AI-native insurance platform that partners with independent property and casualty (P&C) insurance agencies to run, manage, and grow their books of business. Founded in 2019 and headquartered in Redwood City, California, COVU provides agencies with a full-service combination of U.S.-based licensed agents, proprietary technology, and AI-powered automation — handling renewals, policy documentation, omni-channel client communication, and new business development. Agencies retain full ownership of their books while COVU handles operations on a percentage-of-commission model. COVU has raised over $50M in funding and serves agencies ranging from $2M to $10B in gross written premium across all 50 states.