Collctiv

Collctiv is a UK-based fintech company founded in 2019 that makes group payments simple and hassle-free. The platform allows users to create collection 'pots' for gifts, trips, events, and social activities, then share a custom payment link or QR code with contributors. Payers can contribute using Apple Pay, Google Pay, or card details — no account creation or app download required. Money collected can be spent on gift cards, sent to others, or withdrawn to a bank account. Collctiv is FCA-regulated, processes payments via Nuvei and PayPoint, and has handled over £200 million in transactions across 175 countries. The company is backed by Techstars and has been ranked #1 in BusinessCloud's FinTech 50.