Capway

CapWay is an Atlanta-based neobank that offers mobile checking via a CapWay Money Account and Visa debit card, targeting unbanked and underbanked consumers with no monthly, minimum-balance, or overdraft fees. Account holders can get paid early, send and receive money, round up purchases toward shared Money Goals, and use in-app financial education through the Phunds literacy program for individuals, employers, schools, and community organizations. The company launched national availability of its digital bank in 2021 after raising from Initialized Capital, Y Combinator, and other seed investors.