bfree

BFREE is a pan-African distressed credit investor and digital debt management platform that partners with financial institutions to purchase and manage non-performing loan portfolios. The company offers a SaaS workflow for internal collections teams and acquires distressed consumer loan assets directly, using machine learning to analyze borrower behavior and tailor collection strategies to individual circumstances. Founded in 2020 and headquartered in Lagos, Nigeria, BFREE serves lenders across Africa with the goal of strengthening institutional liquidity, reducing non-performing loan ratios, and helping borrowers rebuild financial stability. The platform manages over 11 million borrowers and more than $500 million in distressed assets.