Amrit Malwa Capital

Amrit Malwa Capital Limited (AMCL) is a Reserve Bank of India-registered Non-Banking Financial Company (NBFC-ICC) headquartered in Jalandhar, Punjab, India. Founded in 1987 as Amrit Hire Purchase Limited by Lt. Col. J.S. Gill, the company has grown over three decades into one of North India's fastest-growing NBFCs. AMCL's primary business is financing two-wheelers, E-Rickshaws, E-Bikes, and Loans against Property (LAP), with a particular focus on extending credit to underserved rural and semi-urban populations who lack access to traditional banking. The company serves over 145,000 customers and is committed to financial inclusion by providing minimal-documentation, fast-approval vehicle loans to self-employed individuals, milkmen, hawkers, delivery workers, and others who depend on two-wheelers for their livelihood.