Yotepresto

Yotepresto is Mexico's leading peer-to-peer lending marketplace, connecting individual and institutional investors directly with pre-screened personal loan borrowers. Operating as a regulated Institución de Financiamiento Colectivo (IFC) authorized by the CNBV under Mexico's Fintech Law, the platform has facilitated over 6 billion pesos in loans to more than 5 million registered users. Borrowers benefit from rates starting at 8.9% annually — significantly below traditional bank rates — while investors earn average annual returns of 15.8%. Headquartered in Guadalajara, Jalisco, Yotepresto has received a perfect 10/10 transparency rating from CONDUSEF and has raised funding alongside sister company Zenfi.