Yiren Digital Ltd.

Yiren Digital Ltd. (NYSE: YRD) is an advanced, AI-powered financial services platform providing a comprehensive suite of digital financial services in Asia, primarily China. Founded in March 2012 and headquartered in Beijing, Yiren Digital operates an AI-native, multi-industry model spanning digital consumer lending, insurance solutions, and financial technology innovation. The company's mission is to elevate customers' financial well-being and enhance their quality of life by delivering tailored digital financial services and insurance solutions. Yiren Digital supports clients at various growth stages, addressing financing needs arising from consumption and production activities for individuals, families, and businesses. The company has been expanding its 'All-in-AI' strategy, deploying proprietary AI architecture across core workflows in credit and insurance, and investing in early-stage AI application companies across entertainment, language learning, and research productivity verticals. Yiren Digital employs between 1,000 and 5,000 people globally.