Worth

Worth is building financial infrastructure for communities that traditional credit systems have systematically undervalued. The company integrates FDIC banking, wireless service (MVNO), and credit building into a single platform, using a proprietary Trust Score based on consistent bill payments, rent, and community financial behavior rather than traditional credit scoring. Worth issues secured credit cards that auto-pay from deposit accounts, turning routine financial activity into genuine credit history. Founded in 2023 and headquartered in New York, Worth operates on the insight that consistent bill payment beats traditional credit scoring as a predictor of financial reliability.