Waffo

Waffo is a global payments and monetization platform that acts as a Merchant of Record, enabling digital-native businesses—including AI companies, SaaS vendors, and gaming publishers—to accept payments across 430+ local payment methods in 50+ countries without setting up local entities. The platform handles taxes, subscriptions, compliance, invoicing, fraud prevention, and chargeback management through a single API integration, targeting up to 99.87% payment success rates using intelligent routing. Waffo is headquartered in Hong Kong and serves markets across Asia, Southeast Asia, and globally, with particular depth in local payment methods such as GCash, DANA, GrabPay, OVO, and PIX.