Varo - No Hidden Fees. High-Yield Savings. Credit Building.
Varo Bank is the first fintech company to receive a national bank charter in the United States, offering a fully digital banking experience with no hidden fees. Founded in 2015 by Colin Walsh, Varo provides FDIC-insured checking and high-yield savings accounts, cash advances (Varo Advance), a secured credit-builder card (Varo Believe), and a personal line of credit—all through a mobile app. Varo's mission is to advance financial inclusion and economic opportunity for everyday Americans.
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Feb 2026
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