UNIVERSAL INSURANCE HOLDINGS INC

Universal Insurance Holdings, Inc. (NYSE: UVE) is a publicly traded, integrated insurance holding company headquartered in Fort Lauderdale, Florida, founded in 1990. Through its primary subsidiaries — Universal Property and Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC) — the company underwrites personal residential property and casualty insurance, including homeowners, renters, condo unit owners, and related coverages. The company's value chain spans insurance underwriting, claims management (via Alder Adjusting), risk management (via Evolution Risk Advisors), reinsurance (via Blue Atlantic Reinsurance Corporation), and distribution through a network of over 9,000 independent agents and its direct-to-consumer platform Clovered. UVE has maintained over 20 years of consistent operation and emphasizes technology-enabled distribution and streamlined claims as core competitive differentiators.