Smile API
Real-time API for identity, employment and income verification.
Manila, Philippines · Founded 2021
- Headquarters
- Manila
- Employees
- 11–50
- Founded
- 2021
- Business Model
- B2B
About
Smile API is a Philippines-based fintech providing a single API for real-time identity, employment, and income verification, targeting financial institutions, lenders, and recruiters across Southeast Asia. The platform gives individuals consent-driven control to share verified employment data from multiple platforms and employers, enabling credit decisioning in under 10 seconds, background check automation that reduces screening from 10 days to 10 minutes, and improved loan underwriting accuracy. Backed by CreditEase and Plug and Play, Smile API is affiliated with the Singapore Fintech Association and is a certified fintech.
Summary
Smile API is a Fintech company based in Manila, Philippines, founded in 2021.
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