Salary Finance

Salary Finance is a London-based financial wellbeing platform that partners with employers across the United Kingdom to offer salary-linked financial products as employee benefits. Its core offerings include affordable salary-deducted loans (typically with lower interest rates than traditional consumer lenders), earned wage access (advance on earned pay), and savings accounts linked directly to payroll. By integrating repayments into payroll, the platform reduces default risk while making credit more accessible to employees who may struggle to qualify for conventional lending. Salary Finance works with hundreds of UK employers — including Sainsbury's, Tesco, BT, and NHS trusts — collectively covering millions of workers. The company is regulated by the FCA and has secured over £460 million in funding facilities to scale its loan book.