R2 Capital

Frictionless capital for merchants on your platform

Mexico City, Mexico · Founded 2020 · $14.9M raised

Headquarters
Mexico City
Employees
51–200
Founded
2020
Business Model
B2B
Total Funding
$14.9M
Last Round
$5.9M Corporate RoundNov 2024
Rounds
3

About

R2 is a Latin America-focused embedded lending platform (YC W21) that enables payment processors, marketplaces, and digital platforms to offer financing directly to their merchant customers — without building credit infrastructure themselves. Founded in 2020 by Roger Larach and Roger Teran in Mexico City, R2 uses platform transaction data to generate AI-powered, pre-approved loan offers ranging from $100 to $100,000+, with repayments tied to daily sales so merchants repay proportionally to their revenue. The company has granted over 180,000 loans across five countries in Latin America, handling all credit risk, compliance, liquidity, and servicing on behalf of its platform partners.

Summary

R2 Capital is a Fintech company based in Mexico City, Mexico, founded in 2020. It has raised $14.9M in total across 3 rounds, most recently a $5.9M Corporate Round round in Nov 2024. Investors include General Catalyst, Hi Ventures and Y Combinator.

Tech & App Stack

5 technologies & apps tracked

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Funding History

Debt FinancingDebt FinancingNov 2024
$50.0M

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Corporate Round through Growth Equity — per-round amounts, valuations, and who invested in each round.

Investors

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