Quilo

Quilo is an AI-powered digital lending platform built by Qoosh Technology Inc that deploys Collaborative Agentic AI — autonomous AI agents that work alongside lending teams to automate the full loan lifecycle, including KYC and identity verification, underwriting, loan participation, loan review, and servicing & collections. The platform combines OCR-based document verification, biometric identity checks, and automated watchlist/sanctions screening with a human-in-the-loop design, so compliance officers retain final decision authority while AI agents handle repetitive research and case preparation. Every AI action is logged to create an auditable compliance trail, letting community financial institutions accelerate loan processing while maintaining regulatory transparency.