Qifu Tech

Qifu Technology (Nasdaq: QFIN; HKEX: 3660), operating under the brand Qifu Tech, is a leading AI-empowered Credit-Tech platform in China. Established in 2016, the company provides a comprehensive suite of technology services to financial institutions, enabling them to identify consumer and SME credit needs, access creditworthy borrowers through multiple channels, enhance credit assessment, and manage credit risks and post-lending collection strategies. Qifu deploys sophisticated machine learning models to power customer acquisition, funding optimization, risk assessment, and operational efficiency for its financial institution partners. The platform serves both individual consumers and small-to-medium enterprises seeking credit solutions in China's digital finance ecosystem. Qifu is dual-listed on Nasdaq and the Hong Kong Stock Exchange, reflecting its scale and significance in the Chinese fintech landscape.