Payra

Payra is a Nashville, Tennessee-based fintech company that modernizes cash collection for construction and building supply businesses by automating accounts receivable natively inside existing ERP systems such as Trimble Viewpoint, Foundation, Sage, and NetSuite. Via AI integration, the platform enables self-serve customer payment portals, automated payment reminders, and streamlined cash application — with no rip-and-replace of existing systems. Payra customers, including construction suppliers, concrete producers, lumber yards, and HVAC distributors, report 20% reductions in days-sales-outstanding and 75% decreases in past-due invoices. In February 2026 the company raised $15M in growth equity from Edison Partners.