Parlay

Parlay is an AI-powered Loan Intelligence System (LIS) built for community banks, credit unions, and CDFI lenders that want to close more small business loans with less manual effort. The platform provides a white-labeled applicant portal that captures and validates business financial data in real-time, automatically orchestrates third-party data from credit bureaus, tax authorities, and business registries, and generates instant loan summaries and product-fit recommendations for lenders. Parlay's lender portal includes pipeline management, multi-product credit box configuration, audit logs, and version control — enabling loan teams to pre-vet applicants 10x faster with 95% less manual work. The company has partnered with Mastercard Start Path Small Business and JAM FINTOP.