Parafin is a financial infrastructure company that enables marketplaces, vertical SaaS platforms, and payment processors to offer embedded financial products — including working capital, spend cards, and pay-over-time solutions — to small businesses. Founded in 2020 and backed by Ribbit Capital, Thrive Capital, and GIC, it has extended over $25 billion in financing offers across platforms including DoorDash, Amazon, and Worldpay.
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