OTT Risk

OTT Risk is a parametric insurance managing general agent (MGA) founded in 2020 that pioneers new forms of non-damage business interruption coverage for the digital and sharing economy. Rather than requiring physical damage, OTT Risk uses economic indices — such as credit card transaction data, hotel occupancy rates, and transportation passenger volume — to automatically trigger and pay claims. The company serves global enterprises and SMEs across the UK, US, Western Europe, and the Caribbean, working through Lloyd's of London and insurance-linked securities structures.