Oraan

Oraan is Pakistan's first women-led, women-first fintech company, founded in 2018 by Halima Iqbal and Farwah Tapal in Karachi. The company digitizes Pakistan's traditional informal savings system — the committee or BC (Ballot Committee) — through a human-centric mobile platform that makes saving, growing, and managing money accessible and culturally resonant, particularly for underserved women. Oraan creates alternative financial solutions that are socially and religiously accepted, enabling women across Pakistan to participate in formal financial services for the first time. Since its founding, Oraan has empowered over 100,000 women across more than 170 cities in Pakistan, building a community-led approach to financial inclusion.