OnePay

OnePay is a financial technology company majority-owned by Walmart and backed by Ribbit Capital. It operates as a consumer financial super app serving Walmart's 150 million weekly US shoppers and beyond. The platform offers a full suite of financial services including FDIC-insured bank accounts (via Coastal Community Bank and Lead Bank), debit and credit cards, buy now pay later (BNPL), credit builder loans, investment accounts, cryptocurrency trading (Bitcoin and Ethereum via Zero Hash), and wireless service. OnePay reached a $4 billion valuation in early 2026 and is positioned as Walmart's in-house fintech infrastructure, including co-branded credit cards with Synchrony. The company was previously known as One (rebranded to OnePay in 2024) and evolved from the Hazel financial wellness initiative Walmart launched in partnership with Ribbit Capital.