Notto

Notto is Africa's first licensed alternative credit bureau, building Alternative Data Intelligence (ADI) infrastructure that enables banks, fintechs, and telcos to scale mass-market credit across emerging markets. The platform transforms non-traditional data sources — including rent, bill payments, and behavioral transaction signals — into reliable credit scores and decisioning infrastructure, with patented scoring coverage across 24 African markets. Notto has generated over 8 million credit scores and analyzed over 1 billion transaction records, achieving 85% predictive accuracy.