Monarch Money is a subscription-based personal finance platform that simplifies money management by aggregating bank accounts, credit cards, investments, loans, and real estate into a single clear view. Founded in 2018 in San Francisco by Val Agostino, Jon Sutherland, and Ozzie Osman, Monarch automatically categorizes transactions and creates customized budgets. The platform supports couples and financial advisors with collaborative features, and raised $75M in 2025.
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