Mobikwik

MobiKwik is a mobile wallet and financial services platform enabling users to send and receive money, pay utility bills, shop online and at physical stores, and access financial products including instant digital loans, credit card bill payments, mutual fund investments, digital gold, fixed deposits, and P2P lending via Xtra. The platform's Pocket UPI feature allows UPI payments directly from the MobiKwik wallet without linking a bank account. On the merchant side, MobiKwik operates a payment gateway (Zaakpay) and partners with 4.79M+ stores, apps, and websites across India. Founded on the mission to bring digital financial inclusion to a billion Indians, MobiKwik has reached 99% of pincodes in Digital India.