Funding Circle is a UK-listed financial technology company (LSE: FCH) specialising in providing loans and financial services to small and medium-sized enterprises (SMEs). Founded in 2010 by Samir Desai, James Meekings, and Andrew Mullinger, the company pioneered peer-to-peer SME lending before transitioning fully to institutional lending in 2022. Operating in the UK and US, Funding Circle has facilitated over £15 billion in loans to more than 130,000 businesses since inception. The company's proprietary technology and data platform uses machine learning to assess creditworthiness and deliver lending decisions rapidly, enabling SMEs to access growth capital in as little as one hour. Funding Circle is a constituent of the FTSE 250 Index and generated £222.5 million in revenue in 2025.
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