Flux

Flux is a London fintech startup that replaces paper receipts with digital alternatives delivered directly in banking apps. Regulated by the FCA as the UK's first Account Information Service Provider under Open Banking, Flux has partnered with major banks (Barclays, Monzo, Starling) and retailers (KFC, H&M, JustEat) to deliver itemised digital receipts to consumers at point of sale. Building on this infrastructure, Flux launched Flux Offers — the UK's first instant cashback platform — enabling retailers to run targeted promotions with a 10-minute sign-up.