Fast, flexible financing for businesses that move fast.
Flowpay is a Prague-based fintech company that acts as a direct lender to SMEs, providing embedded finance infrastructure for SME platforms and Risk-as-a-Service (RaaS) to lending institutions. The platform offers business loans up to €100,000 with 100% online applications, no paperwork, and flexible repayment. Flowpay also provides a white-label API solution enabling fintech partners to offer revenue-based financing products to their own SME customers. Founded in 2021, the company is authorized and regulated and leverages open banking data and AI to accelerate credit decisions and improve financial access for small businesses across Europe.
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