flowpay.io

Fast, flexible financing for businesses that move fast.

Prague, Czech Republic · Founded 2022 · $2.8M raised

Headquarters
Prague
Employees
1–10
Founded
2022
Business Model
B2B
Website
flowpay.io
Total Funding
$2.8M
Last Round
$2.3M SeedMar 2024
Rounds
2

Totals include recorded grants and other qualifying funding, not just equity. What counts toward funding.

About

Flowpay is a Prague-based fintech company that acts as a direct lender to SMEs, providing embedded finance infrastructure for SME platforms and Risk-as-a-Service (RaaS) to lending institutions. The platform offers business loans up to €100,000 with 100% online applications, no paperwork, and flexible repayment. Flowpay also provides a white-label API solution enabling fintech partners to offer revenue-based financing products to their own SME customers. Founded in 2021, the company is authorized and regulated and leverages open banking data and AI to accelerate credit decisions and improve financial access for small businesses across Europe.

Summary

flowpay.io is an Artificial Intelligence company based in Prague, Czech Republic, founded in 2022. It has raised $2.8M in total across 2 rounds, most recently a $2.3M Seed round in Mar 2024. Investors include Techstars, Fasanara Capital and DEPO Ventures.

Tech & App Stack

3 technologies & apps tracked

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Funding History

Debt FinancingDebt FinancingJan 2025
$32.4M

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Funding: Angel through Seed. Amounts, valuations, and investors where available.

Investors

Acquisitions

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