Fintern

Fintern Ltd, trading as Abound, is a London-based fintech lender and open banking infrastructure company that uses real-time bank transaction data to assess creditworthiness beyond traditional credit scores. Founded in 2020, the company operates two business lines: a direct-to-consumer personal loan product (under the Abound brand) that offers fast, flexible loans to UK residents using open banking underwriting; and a B2B SaaS platform (Render) that provides cashflow underwriting, retail finance, and premium finance infrastructure to banks and lenders. Fintern is authorised and regulated by the UK Financial Conduct Authority (FRN 929244). The company has served approximately 50,000+ customers and holds a Trustpilot score of 4.9 from nearly 25,000 reviews. In March 2023, Abound raised $601M to expand its AI-based consumer lending platform.