FinRegLab

FinRegLab is an independent, nonprofit innovation center that tests new technologies and data to inform public policy and drive the financial sector toward a safe and responsible marketplace. The organization conducts ground-breaking empirical research, facilitates dialogue across diverse stakeholders including fintech firms, traditional financial institutions, regulators, academics, and advocates, and works to evolve market practices and public policies around the responsible use of data and technology in financial services. Research focus areas include AI in financial services, alternative data in credit underwriting, and innovations in small business financial services. FinRegLab serves as a trusted intermediary between innovators and policymakers, compiling cross-sector market intelligence and emerging trends to identify best practices and surface emerging policy issues. It is headquartered in Washington, DC and led by founder and CEO Melissa Koide.