Defynance

Defynance is a Techstars portfolio fintech redefining student loan repayment as the first company to refinance existing student loans with a debt-free Income Share Agreement (ISA). For borrowers, the platform provides income-based payments with no compounding interest and a path to financial freedom. For investors, Defynance's ISA Refinancing Fund delivers low-volatility, scalable returns tied to borrower income rather than traditional debt instruments, creating a new uncorrelated asset class. The platform also provides AI-powered career support to help borrowers increase their earning potential and fulfill their ISA obligations. Defynance has been featured in Forbes, Inc., and various major media, and operates both a consumer-facing refinancing product and an investor-facing fund at defynancefund.com.