How much funding has Cumbuca raised?

Cumbuca has raised $3.0M in total funding, most recently a Seed round.

Who are Cumbuca's investors?

Cumbuca's investors include Lightspeed VP, Supera Capital, Y Combinator Continuity Fund.

Where is Cumbuca headquartered?

Cumbuca is headquartered in Sao Paulo, Brazil.

Cumbuca

Bare-metal access to Brazil's Open Finance and Pix systems

Sao Paulo, Brazil · Founded 2021 · $3.0M raised

Fintech

Headquarters: Sao Paulo
Employees: 11–50
Founded: 2021
Business Model: B2B

Total Funding: $3.0M
Last Round: $3.0M SeedAug 2023
Rounds: 1

About

Cumbuca is the first regulatory proxy for Brazil's Open Finance and Pix ecosystem, operating as a Central Bank-regulated Payment Institution (ITP) that gives fintechs bare-metal access to the regulated ecosystem without requiring their own license. The platform acts as a transparent Layer 7 proxy — backed by Y Combinator (S21) and Lightspeed — sitting between a client's own infrastructure and the Brazilian Central Bank, handling mTLS and JWS signing while giving developers direct 1:1 API access to Pix payments, Open Finance data, and SCR raw credit data. With zero lock-in by design, clients can migrate to their own license simply by swapping certificates, with no infrastructure changes required. Cumbuca reached 4.2 million active consents by April 2026, growing at over 370,000 new consents per week.

Summary

Cumbuca is a Fintech company based in Sao Paulo, Brazil, founded in 2021. It has raised $3.0M in total across 1 round, most recently a $3.0M Seed round in Aug 2023. Investors include Lightspeed VP, Supera Capital and Y Combinator Continuity Fund.