Cogni

Cogni is a digital banking and Web3 financial services platform offering a checking account, self-custody crypto wallet, and NFT management in a single mobile app. The platform supports multi-chain crypto (including Layer 2 networks), private key management with iCloud seed phrase backup, and dApp connectivity — allowing users to move between traditional finance and decentralized finance without switching apps. Cogni targets gig economy workers, freelancers, and digital-native consumers who want unified access to both fiat banking and digital assets with no monthly fees and no credit check required.