CheckUps Medical

CheckUps Medical Hub is a KMPDC-licensed healthcare platform founded in 2018 by Dr. H. Moka Lantum (MD, PhD, Harvard SM), headquartered in Nairobi, Kenya. The company delivers care, savings, and medical credit services primarily via WhatsApp under its flagship product COVA — a prepaid health wallet that delivers up to 4x the value of traditional outpatient insurance. CheckUps has served over 500,000 patients across 26 counties in Kenya and South Sudan, partnering with 22 insurance companies and 300+ employer clients. Its B2B offering enables employers, banks, and SACCOs to provide employees with embedded healthcare credit (HealthNow PayLater) financed through payroll and Sacco deposits. The platform covers chronic conditions, acute care, medications, and lab tests, with 20-minute doctor responses and 30-minute medication delivery in Nairobi. CheckUps is ISO 27001 certified, compliant with the Kenya Data Protection Act 2019, and counts Co-op Bank, KCB, Britam, and APA Insurance among its partners.