Centivo

Centivo is an innovative health plan for self-funded employers built on the belief that everyone deserves quality care at a price they can afford. The company places advanced primary care at the center of its plan design, offering free primary care visits, no deductibles, and low predictable copays. Centivo partners with employers, benefits advisors, and provider networks to deliver 15-30% cost savings compared to traditional insurance carriers while improving member health outcomes. Founded in 2017 by Ashok Subramanian, Centivo operates in 13+ states across the United States.