Caja Los Andes

Caja Los Andes is Chile's largest Family Allowance Compensation Fund (Caja de Compensación de Asignación Familiar, or CCAF), founded in 1953. It provides Chilean workers and their families with social benefits including health insurance, pension fund services, housing subsidies, educational support, recreational services, and other direct social welfare programs. As a non-profit social security institution regulated by the Chilean government, Caja Los Andes serves millions of workers across Chile, representing approximately half of the country's population. The institution operates through an extensive network of offices and digital channels, and has also issued international bonds to fund its operations and social programs.