BEE INFORMATICA

Bee Informatica Sdn Bhd operates FundingBee, a digital microfinance platform providing fast, accessible business financing to Malaysian SMEs and micro-entrepreneurs. Founded in 2019 by CEO Fumiko Inada — who previously worked in microfinance projects in Bangladesh — the company raises capital from investors and institutions in Japan and channels it to Malaysian businesses across F&B, retail, manufacturing, and other sectors. FundingBee offers transparent loan terms with an online application process, charging a 12% annual interest rate plus a 12% additional charge. The platform uses AI to streamline multiple stages of the lending journey, including customer inquiry response, loan assessment, and collections. Bee Informatica was selected for the Tokyo Metropolitan Government-backed Global South Co-Creation Program and has helped hundreds of Malaysian SMEs access working capital for expansion and growth.