Aviva Financiera

Aviva is a Mexican neobank and microlending fintech that combines physical kiosco locations with digital technology to provide accessible financial services to underbanked and unserved communities across Mexico. Customers visit one of 150+ nano-branches, initiate a video call with a loan officer, and receive funds deposited directly — without needing a traditional bank account or credit history. Founded in 2022 by Filiberto Castro, David Hernández, Amran Frey, and Israel Garcia (all former Konfio executives), Aviva has raised $15M in equity from Rainforest Capital, DCG, 500 Global, and IDB Lab, and secured a $50M credit facility from Community Investment Management to scale microloan origination. The company's 'phygital' model targets the approximately 67% of Mexican adults without formal banking access.