Aplazame

Aplazame is a Spanish buy-now-pay-later fintech platform that allows consumers to split purchases at partner online and offline retailers into monthly installments of 3 to 36 months, with options ranging from 0% TAE at participating merchants to standard interest rates. Founded in 2014, the platform integrates directly into e-commerce checkout flows and physical point-of-sale systems, enabling retailers across categories including electronics, fashion, travel, and home goods to offer instant financing. Aplazame was acquired by WiZink Bank in 2020 and continues to operate as a brand under WiZink Bank S.A.U., headquartered in Madrid.