Advance

Advance is the first salary-on-demand and earned wage access provider in the Philippines, offering a B2B2C platform that enables employers to extend financial services — including salary advances, business credit lines, and payroll disbursement — to their employees without additional risk to the company. The platform serves both SMEs seeking working capital solutions and large enterprises looking to improve employee financial wellness and reduce absenteeism tied to financial stress. Advance has scaled to serve approximately half a million employees across the Philippines and has expanded its product suite to include direct disbursement and business advance products for SME growth financing.